Stephen Ratcliffe, financial advisor Charlotte NC
96 score

Stephen Ratcliffe

CRD Number: 4497072
Current Firm: Providence Capital Advisors, LLC

Stephen Ratcliffe (CRD# 4497072) is an Investment Advisor Representative working at Providence Capital Advisors, LLC in Charlotte, NC and has over 14 years of experience in the finance industry. Stephen Ratcliffe has taken additional exams to become a Certified Financial Planner (CFP®). CFP professionals must pass the comprehensive CFP Certification Examination, pass CFP Board's Fitness Standards for Candidates and Registrants, agree to abide by CFP Board's Code of Ethics and Professional Responsibility and Rules of Conduct which put clients' interests first and comply with the Financial Planning Practice Standards.

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Professional Designations
Company Name Location Dates Years
Providence Capital Advisors, LLC Charlotte, NC Jun 2016 - Current < 1
Northwestern Mutual Wealth Management Company Milwaukee, WI May 2010 - Jun 2016 6
Northwestern Mutual Investment Services, LLC Milwaukee, WI Jan 2002 - Jun 2016 14
Northwestern Mutual Life Insurance Company Milwaukee, WI Jun 2001 - Jun 2016 15
Northwestern Mutual Investment Services, LLC Charlotte, NC Jan 2006 - Mar 2016 10
Exam Code Name Passed Date
S63 Uniform Securities State Law Examination Mar 2002
S66 NASAA Uniform Combined State Law Examination Dec 2006
Contact Info for Stephen P. Ratcliffe
Phone Number: (704) 215-4420
Registered State(s):
  • NC
By the Numbers
  • Total Assets Under Management
  • Total Number of Accounts
  • Average Account Value
Compensation Options
  • A percentage of assets under your management
  • Hourly charges
Advisory Services Offered
  • Financial planning services
  • Portfolio management for individuals and/or small businesses
  • Pension consulting services
Types of Clients
Registered States


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Clean Record
This advisor has a clean track record with regulators.

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