Michael Ruger (CRD# 4725366) is an Investment Advisor Representative working at Greenbush Financial Group, LLC in Albany, NY and has over 20 years of experience in the finance industry. Michael Ruger has taken additional exams to become a Certified Financial Planner (CFP®). CFP professionals must pass the comprehensive CFP Certification Examination, pass CFP Board's Fitness Standards for Candidates and Registrants, agree to abide by CFP Board's Code of Ethics and Professional Responsibility and Rules of Conduct which put clients' interests first and comply with the Financial Planning Practice Standards.
CRD# 1063197
Lpl Financial LLC
CRD# 6091481
The Ayco Company, LP
CRD# 5123632
Cetera Investment Advisers LLC
| Company Name | Location | Dates | Years |
|---|---|---|---|
| American Portfolios Financial Services, Inc. | East Greenbush, NY | Mar 2010 - Current | 14 |
| Crump | Parsippany, NJ | Mar 2010 - Current | 14 |
| Greenbush Financial Group, LLC | East Greenbush, NY | Sep 2007 - Current | 16 |
| Exam Code | Name | Passed Date |
|---|---|---|
| S63 | Uniform Securities State Law Examination | Dec 2003 |
- NY
- TX
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Total Assets Under Management411MILLIONS
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Total Number of Accounts826ACCOUNTS
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Average Account Value$497,344
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Commissions
- Performance-based fees
- Other
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Publication of periodicals or newsletters
CA, FL, MA, NC, NH, NJ, NY, TX
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