At Financial Planning Hawaii, J.R. provides comprehensive financial planning and investment management guidance to individual investors, including small business owners, working professionals, and retirees. His approach places equal emphasis on the important investment and non-investment aspects of financial planning.
His value proposition involves helping people manage their finances more efficiently and catching/correcting potentially costly planning mistakes. To facilitate this, J.R. provides each client with a platform that enables them to centralize, organize, monitor and maintain all aspects of their financial lives.
J.R. is also a co-founder of Nest Egg Guru, a web-based application for stress-testing retirement planning strategies. The application features a user-friendly design that makes it easy to test how changing factors that are within one’s control may impact the planning outcomes.
QUALIFICATIONS AND EXPERIENCE
J.R. has published numerous papers in peer-reviewed academic journals including Journal of Financial Planning, Journal of Wealth Management, Financial Services Review, and Retirement Management Journal. Papers he co-authored on retirement income sustainability won the Certified Financial Planner Board of Standards® and International Foundation for Retirement Education (InFRE) best paper awards.
Articles he has written on a wide range of financial planning topics have been published by Investopedia, MSN, The Christian Science Monitor, NerdWallet, Nasdaq.com, Advisor Perspectives, Thought Catalog, etc. His commentary has also been featured in The Wall Street Journal, Chicago Tribune, Financial Planning Magazine, and many other publications.
J.R. is recognized as one of the top financial professionals in Hawaii. He has been a financial advisor since 1989. He holds a B.A. in economics from Williams College.
CONTACT
808-564-0654
SOCIAL
@FinancialPlanHI
https://www.facebook.com/FinancialPlanningHawaii/
https://www.youtube.com/channel/UC_6ZMsn6H49dhktUS6bRMBQ
CRD# 3229164
Commonwealth Financial Network
CRD# 5969810
Cambridge Investment Research Advisors, Inc.
CRD# 843581
Financial Guidance Group, Inc.
| Company Name | Location | Dates | Years |
|---|---|---|---|
| J.w. Cole Financial, Inc. | Tampa, FL | May 2013 - Current | 10 |
| J. W. Cole Advisors, Inc. | Tampa, FL | May 2013 - Current | 10 |
| Financial Planning Hawaii, Inc. | Honolulu, HI | Mar 2010 - Current | 14 |
| Exam Code | Name | Passed Date |
|---|---|---|
| S63 | Uniform Securities State Law Examination | Apr 1989 |
| S65 | NASAA Investment Advisors Law Examination | Oct 1996 |
- HI
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Total Assets Under Management5,736MILLIONS
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Total Number of Accounts25,612ACCOUNTS
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Average Account Value$223,952
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops
- Other
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
Securities offered through J.W. Cole Financial, Inc. (JWC) member FINRA/SIPC. Advisory services offered through Financial Planning Hawaii and J.W. Cole Advisors, Inc. (JWCA). Financial Planning Hawaii and JWC/JWCA are unaffiliated entities.
Fee-Only Financial planning services are provided through Financial Planning Hawaii, Inc, a separate Registered Investment Advisory firm. Financial Planning Hawaii does not take custody of client assets nor do its advisers take discretionary authority over client accounts.
The information contained herein is general in nature. Neither Financial Planning Hawaii nor J.W. Cole provides client specific tax or legal advice. All readers should consult with their tax and/or legal advisors for such guidance in advance of making investment or financial planning decisions with tax or legal implications.
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