Michael Espinoza, financial advisor Saginaw MI

Michael Espinoza

CRD Number: 4724045
Current Firm: Cetera Investment Advisers LLC

Michael Espinoza (CRD# 4724045) is an Investment Advisor Representative working at Cetera Investment Advisers LLC in Saginaw, MI and has over 20 years of experience in the finance industry.

Similar Advisors
David Abbs, financial advisor Saginaw MI
David J. Abbs
CRD# 1031068
Cwm, LLC
Similar Advisors
Brian Abraham, financial advisor Saginaw MI
Brian T. Abraham
CRD# 5184145
Raymond James & Associates, Inc.
Similar Advisors
Douglas Adams, financial advisor Saginaw MI
Douglas J. Adams
CRD# 3160022
Robert W. Baird & Company Incorporated
Company Name Location Dates Years
Cetera Financial Specialists LLC Schaumburg, IL Aug 2011 - Current 12
Cetera Investment Advisers LLC Schaumburg, IL Aug 2011 - Current 12
Gto Capital Group, LLC Bay City, MI Oct 2009 - Current 14
Yeo & Yeo Financial Services, Inic Saginaw, MI Aug 2011 - Jul 2018 6
Exam Code Name Passed Date
S66 NASAA Uniform Combined State Law Examination Feb 2004
Contact Info for Michael Espinoza
By the Numbers
  • Total Assets Under Management
    33,356
    MILLIONS
  • Total Number of Accounts
    176,986
    ACCOUNTS
  • Average Account Value
    $188,469
Compensation Options
  • A percentage of assets under your management
  • Hourly charges
  • Fixed fees (other than subscription fees)
Advisory Services Offered
  • Financial planning services
  • Portfolio management for individuals and/or small businesses
  • Portfolio management for businesses (other than small businesses) or institutional clients
  • Pension consulting services
  • Selection of other advisers (including private fund managers)
  • Educational seminars/workshops
Types of Clients
Registered States

AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY

Ready to hire a financial advisor? Get competitive proposals from Michael Espinoza and other advisors.
BADGES
Verified Page
Data verified by both the advisor and the public regulatory data.

About Wealthminder

Wealthminder was created for one simple reason: To help people get the financial assistance they need to achieve their long-term financial goals.

Wealthminder is a database derived from SEC.gov data covering every Investment Advisor Representative in the country. We work hard to collect and provide you the information you need to find a financial advisor who’s right for you.

Finding a Financial Advisor through Wealthminder

Historically finding and hiring a financial advisor was hard. Wealthminder was built to make the process much easier.

The best way to use Wealthminder is to take advantage of our free proposal system. All you have to do is take a few minutes of your time to describe your situation and the assistance you are looking for.

Wealthminder then sends your request to our network of prescreened financial advisors. If a financial advisor is interested in your business, they will submit a proposal to you.

You review the proposals you receive and decide if you’d like to have a follow-up call with one or more of the financial advisors.

Throughout the process, you maintain control. We only share your contact information with a financial advisor once you ask for an introduction.