Richard RamosCRD Number: 5524250
Current Firm: Merrill Lynch, Pierce, Fenner & Smith Incorporated
Richard Ramos (CRD# 5524250) is an Investment Advisor Representative working at Merrill Lynch, Pierce, Fenner & Smith Incorporated in Bakersfield, CA and has over 7 years of experience in the finance industry.
Lincoln Financial Advisors Corporation
Barnes Wealth Management Group
Royal Alliance Associates, Inc.
|Merrill Lynch, Pierce, Fenner & Smith Incorporated||Bakersfield, CA||Oct 2014 - Current||3|
|Bank Of America, N.a.||Bakersfield, CA||Oct 2014 - Current||3|
|The Mutual Fund Store||Bakersfield, CA||Feb 2013 - Oct 2014||1|
|Morgan Stanley Smith Barney||Bakersfield, CA||Mar 2012 - Jan 2013||< 1|
|Nylife Securities LLC||Fresno, CA||Mar 2011 - Dec 2011||< 1|
|New York Life Insurance Co||Fresno, CA||Apr 2008 - Dec 2011||3|
|Pruco Securities, LLC||Bakersfield, CA||Dec 2010 - Jan 2011||< 1|
|Lauro Braganza||Bakersfield, CA||Dec 2010 - Jan 2011||< 1|
|Nylife Securities LLC||Fresno, CA||Oct 2008 - Dec 2010||2|
|New York Life||Bakersfield, CA||Aug 2008 - Dec 2010||2|
|Johnston Industrial Supplies||Fresno, CA||Apr 2004 - Oct 2008||4|
|Exam Code||Name||Passed Date|
|S63||Uniform Securities State Law Examination||Feb 2010|
|S66||NASAA Uniform Combined State Law Examination||Jun 2012|
Financial Advisors are obligated to disclose any events that may influence their professional conduct or ability to advise their clients. Disclosure events are certain criminal matters, regulatory actions, civil judicial proceedings, customer complaints, arbitrations, or civil litigations, employment terminations, and financial matters in which the advisor has been involved. On the most recent filing submitted to FINRA, this advisor had a disclosure event.Reported Disclosure Event:
- Financial Issue
Total Assets Under Management575,342MILLIONS
Total Number of Accounts1,715,259ACCOUNTS
Average Account Value$335,425
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for pooled investment vehicles (other than investment companies)
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)
AK, AL, AR, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV
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